Monday, February 4, 2019 / by Michelle Genardini
Dreaming of Home Ownership?
Below are some quick tips to start making that dream a reality:
1) Start saving for a down payment early!
Setting aside tax refunds and work bonuses is a simple and easy way to start saving!
Set up an automatic savings plan and using an app to track your progress. I’m currently using an app called Acorn to save. It rounds up my dollars and cents and puts them away for later!
2) Explore your down payment & mortgage options!
The amount of money you put down is going to affect your monthly mortgage payment and interest rate. Make sure you shop rates and utilize a trusted resource. Ask your REALTOR for the best local mortgage professionals.
3) Research your state and local assistance programs
Your county or municipality may also have first-time home buyer programs.
There are several down payment assistance programs currently ...
Tuesday, January 22, 2019 / by Michelle Genardini
We’ve all heard it before...friends, family members, co-workers talking about their home buying experience and how stressful or how wonderful it was. The same factors that can make the experience wonderful can also be the culprit of stress and overwhelm during the home buying process.
It is your job to have fun during this process! It’s our job to take the guesswork out of hiring a REALTOR. Below are the “Top Three” Reasons to hire a professional and established REALTOR to support you during one of the most important financial decisions of your lifetime.
1) As a buyer, you don’t pay your agent anything, and they are there to protect your best interests..
It really matters who represents your best interests. Selecting the right agent raises the service level the clients receive, minimizes risks in the transaction, and raises security by ensuring timeliness of the closing. Purchasing a home ...